You can use your Health Spending Account (HSA) or Lifestyle Spending Account (LSA) to cover certain expenses for your family members, not just yourself. As long as the expense itself is eligible under your plan, and the person qualifies as an eligible family member, you’re good to go.
Eligible family members include:
Spouse or partner: Someone you’re legally married to, in a recognized civil union, or a common-law partner. A common-law partner is someone who has been publicly recognized as your spouse and has lived with you in a conjugal relationship for at least 12 consecutive months. If you stop living together, they no longer qualify as a common-law partner.
Dependents: Your children (or your spouse/partner’s children) who rely on you financially. This typically includes children under 21, or up to 26 if they’re full-time students at a recognized school.
Keep in mind: the expense must be eligible under your specific plan, and it must be incurred while the person qualifies as an eligible family member.
